Along with earning money in the present time, it has also become necessary to add money thinking about the future. For this many people deposit money in their bank account.
However, even after years of bank deposits, you do not get very high returns. It would be better if you invest money somewhere where you can get good capital year after year. For many years Life Insurance Corporation of India (LIC) LIC has been winning the trust of the people.
In such a situation, investing in this company is less risky. That’s why today we have brought a special LIC plan for you, so that you can get a good return plan by investing and you can secure your tomorrow, let’s know about the new policy plan of LIC. ,
Actually we are talking about LIC’s Life Shiromani plan. You can save handsomely on this plan. This plan is a non-linked, limited premium paying plan of 14, 16, 18 and 20 years.
LIC’s great scheme, by paying four premiums, you will get so much benefit that you can not even imagine
This plan also provides a good cover for critical illness. A person of minimum 18 years and maximum 55 years can invest in this scheme. The minimum insurance in this policy (Life Shiromani Policy) is less than Rs 1 crore.
Let us tell you that LIC’s Life Shiromani project started on 19 December 2017. Many advantages have been given to it. This is a specially designed scheme for high net worth individuals.
It has 3 option riders for future planning. The Basic Sum Assured in this policy will be multiplied by Rs.5 Lakhs, however, you can pay the maximum Sum Assured. In this plan, you have to pay premium for 4 years.
Survival advantage
- At the end of the survival period, a fixed percentage of the Basic Sum Assured is paid out to the policyholder.
- On completion of 10 and 12 years of the policy term of 14 years, 30-30 percent of the guaranteed sum assured is available.
- During the policy term of 16 years, 35-35% of the Sum Assured is available on completion of 10 and 12 years.
- 40-40% of the Sum Assured is available on completion of 10 and 12 years of the policy term of 18 years (LIC).
- On completion of 10 and 12 years of the policy term of 20 years, 45-45% of the Sum Assured is available.
- To buy LIC’s Life Shiromani plan, you will have to provide your birth certificate, ID proof, 1 to 2 photos, bank information.
- Loans will be available on account of the policy
- The specialty of Jeevan Shiromani Yojana is that the customer can get a loan in this. Loan can be given on the basis of surrender value for the term of the policy. However, the loan is given as per the terms and conditions of LIC.
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