LIC Dhan Rekha Plan: According to LIC, special premium rates have been kept for special women in this policy. The minimum sum assured under this plan is Rs 2,00,000.
LIC Dhan Rekha Plan: Life Insurance Corporation of India (LIC) offers many types of schemes to its customers. Recently LIC has launched Dhan Rekha Plan. It has been launched by LIC on December 13, 2021. It is a Non-Linked Non-Participating Personal Savings Life Insurance Policy. With this plan, you will get a sum assured of up to 125 percent. According to LIC, special premium rates have been kept for special women in this policy. Apart from this, there is also a provision for third gender in this new policy of LIC.
Sum assured
The number of this policy plan of LIC is 863. Dhan Rekha policy is a money back plan. In this, apart from money back, you also get a guaranteed bonus at the end. The minimum sum assured under this plan is Rs 2,00,000. There is no maximum limit for this. In this, two types of premium, single and limited premium payment option have been given. Individuals interested in investing in this scheme can login to the official website of LIC at licindia.in.
Who is eligible to take the policy
As per the policy terms, this plan can be taken in the name of the child from 90 days to the age of 8 years. Similarly, people of older age like 35 years to 55 years can also take advantage of this.
Get full amount
In this insurance policy, a fixed part of the Basic Sum Assured will be given as ‘Survival’ benefit at regular intervals, but the condition is that the policy is in force during that time. On the other hand, when this policy will mature, then the policyholder will be given the full sum assured without deducting the money from the amount already received. You can start this policy with a minimum of Rs 2 lakh. The maximum amount you can invest in it is.
Survival benefits
20 Year Policy – 10% of Sum Assured at the end of 10th and 15th year.
30 Year Policy – 15% of Sum Assured at the end of 15th, 20th and 25th year.
40 Year Policy – 20% of Sum Assured at the end of 20th, 25th, 30th and 35th year.
Plan launched in 3 term
LIC has introduced this policy with 3 different terms, which include these three terms of 20 years, 30 years and 40 years. It is up to you which term you choose. Under this, you will have to pay the premium amount. If you choose a term of 20 years, then you will have to pay premium for 10 years. On the other hand, if you choose a term of 30 years, premium will have to be paid for 15 years. Apart from this, if you select the term of 40 years, you will have to pay premium for 20 years.
Maturity benefits
If any person dies during this term, then 125% of his sum assured is given to the nominee along with bonus. At the same time, after the completion of maturity, the insurance holders are given with 100% money back. In this, money back is not added to the maturity of 100%.
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