LIC Saral Pension Plan: Most of the employed people are worried about regular income after retirement. He wants such a plan for himself that he can invest in it once and keep getting pension every month.
LIC Saral Pension Plan: Most of the employed people are worried about regular income after retirement. He wants such a plan for himself that he can invest in it once and continue getting pension every month. People working in private sector face this problem more because they do not get pension. This is the reason why most of the working people look for such investment options for themselves, in which once invested, they can get money like regular income even after retirement. Here we are telling you about such a simple pension scheme of LIC, how you can get regular income after retirement by investing money in it.
LIC’s Saral Pension Scheme
Under the Saral Pension Scheme of Life Insurance Corporation of India (LIC), a pension of Rs 12000 is available every month. In LIC’s Saral Pension Scheme, you have to pay premium only once and after that after 60 years, you will get a pension of Rs 12000 every month. You will get the benefit of this pension throughout your life. If you invest Rs 10 lakh in this at the age of 60, you will get Rs 58950 annually. This pension depends on the amount of your investment.
These are the rules of Saral Pension Scheme
Life Annuity with 100 percent return of purchase price This pension is a single payment policy. This policy will be related to one person. As long as the investor i.e. the pensioner is alive, he will continue to receive pension. After the death of the investor, the nominee will receive the base premium.
Where can you take Saral Pension Scheme?
These pension schemes can be taken both online and offline. A minimum investment of Rs 12000 per year will have to be made in this scheme. There is no limit on maximum investment in this. This scheme is for people between 40 to 80 years. In this plan, the policy holder will get the loan any time after 6 months from the date of commencement of the policy.
