LPG Gas Cylinder: If you also use LPG cylinder, then know that the responsibility of leakage or blast lies with the dealer and the company. For this a compensation of up to Rs 50 lakh can be received.
New Delhi: LPG cylinder is present in everyone’s house nowadays. But, great care has to be taken while using it. Sometimes big accidents also happen in this. In such a situation, caution is very important in using gas cylinders. Still, if any kind of accident happens then you being a customer can get compensation of up to Rs 50 lakh.
Free insurance up to Rs 50 lakh
Actually, petroleum companies provide personal accident cover to the customer on taking LPG ie LPG connection. In such a situation, this insurance up to Rs 50 lakh is in the form of financial assistance in case of an accident due to gas leakage or blast from LPG cylinder. Let us tell you that for this insurance, petroleum companies have partnership with insurance companies. And the responsibility of compensation lies with the gas company.
Personal accident cover
As per the rules, before delivery, the cylinder is thoroughly checked by the dealer whether the gas is absolutely fine or not. Personal accident cover is to be given for the loss of life and property in an accident due to LPG cylinder at the customer’s home. In case of damage to the property/house of the customer in an accident, an insurance claim of up to Rs 2 lakh per accident is available.
Will get a claim of Rs 50 lakh!
The post accident claim has been given on the official website myLPG.in (http://mylpg.in). According to the information given on the website, if the customer gets an LPG connection from the cylinder received by him, if an accident occurs in his house, then that person becomes entitled to insurance up to Rs 50 lakh. That is, your understanding can benefit you.
Know how to claim
1. Compensation up to a maximum of Rs 50 lakh can be received on an accident. A maximum compensation of Rs 10 lakh can be given to each person injured in the accident.
2. To get the insurance cover of LPG cylinder, the customer has to immediately inform the nearest police station and his LPG distributor about the accident.
3. Distributors of PSU oil marketing companies like Indian Oil, HPC and BPC have to take insurance policy for accidents including third party insurance cover for persons and properties.
4. These are not in the name of any individual customer, but every customer is covered in this policy. For this he does not even have to pay any premium.
5. Keep the copy of FIR, medical bills and medical bills of the injured and postmortem report, death certificate in case of death.
What to do in case of accident?
If there is an accident with a gas cylinder, then first of all a report should be filed with the police. Then, after this the concerned area office investigates what is the cause of the accident. If the accident is an LPG accident, the local office of the LPG distributor agency/area office of the insurance company is informed about it. After this the claim is filed with the concerned insurance company. Keep in mind, the customer is not required to apply or contact the insurance company for the claim directly.
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