New Delhi. In today’s time, Gas Cylinder is in everyone’s house. It is used very carefully as a small mistake can lead to a major accident. In such a situation, it is important that we know what precautions should be taken while using LPG and what should be done in case of any kind of accident. At the same time, it should also be known that if an LPG gas cylinder explodes or an accident occurs due to gas leak, then what are your rights, being a customer.
Insurance up to Rs 50 lakh
On taking LPG ie LPG connection, petroleum companies provide personal accident cover to the customer. This insurance up to Rs 50 lakh is in the form of financial assistance in case of an unfortunate accident due to gas leakage or blast from the LPG cylinder. For this insurance, petroleum companies have partnership with insurance companies.
Before delivery, the dealer should check whether the cylinder is absolutely fine or not. Personal Accident Cover is payable for the loss of life and property in an accident due to LPG cylinder at the customer’s home. In case of damage to the property/house of the customer in an accident, an insurance claim of up to Rs 2 lakh per accident is available.
Know how to get 50 lakh claim on gas cylinder
The procedure to take claim after accident is given on the official website myLPG.in (http://mylpg.in). According to the website, if the customer gets an LPG connection from the cylinder he gets, if an accident occurs in his house, then that person becomes entitled to insurance up to Rs 50 lakh.
1. Compensation up to a maximum of Rs 50 lakh can be received on an accident. A maximum compensation of Rs 10 lakh can be given to each person injured in the accident.
2. To get the insurance cover of LPG cylinder, the customer has to immediately inform the nearest police station and his LPG distributor about the accident.
3. Distributors of PSU oil marketing companies like Indian Oil, HPC and BPC have to take insurance policy for accidents including third party insurance cover for persons and properties.
4. These are not in the name of any individual customer, but every customer is covered in this policy. For this he does not even have to pay any premium.
5. Keep the copy of FIR, medical bills and medical bills of the injured and postmortem report in case of death, death certificate.
In the event of an accident with a gas cylinder, the first thing to do is to file a police report. After this, the concerned area office investigates what is the cause of the accident. If the accident is an LPG accident, the LPG distributor agency/area office will inform the local office of the insurance company about the same. After this the claim is filed with the concerned insurance company. The customer need not apply for the claim or contact the insurance company directly.
