Need Money: Know How to withdraw PF Money for Covid-19 treatment, step by step process

The cost of hospitalization for a week in a private hospital is coming between Rs 4 to 8 lakhs. It is very difficult for a common employed person to arrange such a huge amount.

Money is very important for future security. You may suddenly need money. Money can be needed at any time especially during the severe crisis of Corona epidemic. In this double phase of life and death, getting treatment for corona is getting very expensive. The cost of hospitalization for a week in a private hospital is coming between Rs 4 to 8 lakh. It is very difficult for a common employed person to arrange such a huge amount.

In this difficult time, your Employees Provident Fund ie EPF money can be very useful. If you have invested in PF account while working for 5 years, then you can withdraw money from your account with certain conditions. You can withdraw money from the PF account for the treatment of yourself, your wife, children or parents. On the other hand, if you have left the job, then after a month, up to 75 percent of the amount can be withdrawn from your PF account. You can withdraw the remaining 25% after 2 months. If you withdraw some amount from the PF account within 5 years while working, then you will have to pay tax on this amount.

1. First of all you have to visit https://unifiedportal-mem.epfindia.gov.in/memberinterface website.
2. After this you have to enter your UAN number, password and captcha code.
3. Then click on ‘Manage’ option. You also have to check whether your PF account has been KYC or not.
4. After this, you have to go to the section of ‘Online Services’ and click on the option of CLAIM (FORM-31, 19 and 10C).
5. Then you click on the option ‘Proceed for Online Claim’ to submit your claim form.

Keep these things in mind before withdrawing money online

1. Before applying your EPF online, make sure that your Universal Account Number (UAN) is activated.
2. The mobile number you provided while activating UAN should also be active.
3. Don’t forget to link your Aadhaar with the EPFO ​​database before claiming. With this, your KYC will be done electronically and you will get an OTP from the Aadhaar authority while making a claim.
4. You can claim online only if your Aadhaar is registered, otherwise the website will ask you to link Aadhaar with UAN.
5. Also give detailed information about the bank account in which you want to receive the claim amount. Such as the name of the bank, account number and its IFSC.
6. Your PAN number should also be updated on the EPFO ​​website. For this, you have to go to the Manage tab of the website with member service.