Pension For Salaried Class: If the government’s planning is successful, the day is not far when every person in the country will be eligible for pension scheme in old age. Preparations are being made by the government so that in the coming time, other people besides the salaried class can also be given the benefit of pension.
EPFO Pension Scheme: After a certain age, every person aspires to live a comfortable life. But it is not easy for everyone. Till now pension has been available only to government and private sector employees. But now the government is planning to bring a new pension scheme for all citizens. For this, the government is planning to bring Universal Pension Scheme. With this, every citizen will be able to get the benefit of pension.
Plan to merge other pension schemes!
Other pension schemes currently running can be merged in it. Its purpose is to provide financial security to every person in the country in old age. According to the report of Economic Times (ET), the Ministry of Labor and Employment is discussing the preparation of this scheme. An official said that this scheme will be completely voluntary and contributory. It will not be linked to any job, so any person can get pension by contributing to it.
Plan to bring the scheme under EPFO
The Employees Provident Fund Organization (EPFO) is preparing a blueprint for this scheme. Once the draft of the scheme is ready, the government will discuss with all the concerned parties to implement it. The government is planning to bring this scheme under EPFO.
Who will get the benefit?
The purpose of this scheme is to bring such people under the pension ambit who were not covered under any scheme till now. Such as workers in the unorganized sector, small traders, self-employed people and people aged 18 years or more who want pension after 60 years. The government can include some existing schemes in the new pension scheme to attract more and more people towards it. This will benefit people more and it will become easier to implement the pension scheme.
Preparations to merge these schemes!
Currently, under the Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) and National Pension Scheme for Traders and Self-Employed (NPS-Traders), a pension of Rs 3,000 is available every month after the age of 60. In this, an investment of Rs 55 to Rs 200 per month has to be made. It depends on the age of any person. The more you invest, the same amount is invested by the government in it.
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