New Delhi: If you have become worried about your old age, then there is good information for you. Now you do not need to worry at all. If you are thinking of investing for retirement, then National Pension Scheme is considered to be a great option for you.
You can start investing in the National Pension Scheme as soon as you start a job. So at the time of retirement, you get accumulated a hefty corpus of up to Rs 34 lakh. For this you do not need much investment, you just have to invest 50 rupees every day. Let us know in detail about this scheme-
If you invest Rs 50 daily, you will get Rs 34 lakh
1. Investment age – 25 years
2. Monthly investment in NPS – Rs 1,500
3. Investment time – 35 years
4. Total investment in 35 years will be money – 6.30 lakh
5. Investment amount Total interest will be available on – 27.9 lakh
6. Total deposit at the time of pension – 34.19 lakh
7. Total tax saving – 1.89 lakh
How much pension will you get at the time of retirement
After investing in this scheme, when you come to the age of retirement, then 60 percent of your investment can be withdrawn. That is, at the time of retirement, you can take advantage of withdrawing an amount of Rs 20.51 lakh. In this way, this scheme can also get you a good return.
How much interest will be received
After that the remaining amount can be brought for a fixed pension every month under the annuity scheme. If the interest of 8 percent is being given by the government, then you get a pension of 9,000 per month.
There is no simultaneous withdrawal from the National Pension Scheme. Under this scheme, you can withdraw only 60 percent of the amount and the remaining 40 percent of the amount you can invest in an annuity scheme.
