In this scheme, open an account with zero risk in the name of your wife. In which you can earn huge profits by investing. By investing in this, if you want, you can make your wife self-reliant, so that your family will continue to get regular income after you. To know the complete information related to the scheme, read the news completely.
You can earn tremendous profits by investing in the National Pension Scheme. By investing in this, if you want, you can make your wife self-reliant, so that your family will continue to get regular income after you. This will not cause any problem in the future of your wife and child. In this plan, you can arrange regular income for your family members.
You open a New Pension System Account in the name of your wife. By which the NPS account will give a lump sum amount to your wife on attaining the age of 60 years. Every month they will also have regular income in the form of pension. With this, your wife will not have to depend on anyone for money after the age of 60.
Investment from Rs.1,000-
You can deposit money in New Pension System Account every month or annually as per your convenience. You can open an NPS account in the name of your wife with just Rs 1,000. The NPS account matures at the age of 60 years. Also, NPS account can be operated till the wife’s age is 65 years.
Understand how you will get benefits like this-
If your wife is 30 years old and you invest Rs 5000 every month in her NPS account. If he gets 10 per cent annual return on investment, then at the age of 60, his account will have a total of Rs 1.12 crore. They will get about 45 lakh rupees out of this. Apart from this, he will continue to get pension around Rs 45,000 every month. Also, he will get this pension for life.
A lump sum amount will be given-
- Age – 30 years
- Investment period – 30 years
- Monthly contribution – Rs 5,000
- Return on investment – ​​10%
- Total Pension Fund – Rs 1,11,98,471 (Amount can be withdrawn on maturity) Amount
to buy an annuity plan – Rs 44,79,388 - Estimated annuity rate 8 per cent – Rs 67,19,083
- Monthly pension – Rs 44,793.
