The number of account holders has crossed 40 crore under the Jan Dhan Yojana launched with the goal of connecting every family in the country to the banking system. The scheme was launched by the Modi government in 2014.
The number of account holders has crossed 40 crore under the Jan Dhan Yojana launched with the goal of connecting every family in the country to the banking system. The scheme was launched by the Modi government in 2014. According to the latest data, so far, Jan Dhan accounts of 40.05 crore people have been opened and the amount deposited in these accounts has crossed Rs 1.30 lakh crore. The Department of Financial Services (DFS), under the Ministry of Finance, said in a tweet, ‘Prime Minister Jan Dhan Yojana, the world’s largest financially inclusive program, has achieved another milestone. The total number of accounts opened under this scheme has crossed 40 crores. Committed to taking this program of financial inclusion to its final stage. ‘
Also Read: Pension scheme of MISA prisoners in the state ends, read full news …
This success in Jan Dhan accounts has been achieved just days before the sixth anniversary of the scheme. The scheme was launched on 28 August 2014. The objective of the scheme is to connect all the people of the country with banking facilities. The accounts opened under Jan Dhan Yojana are basic savings bank accounts. Along with these, Rupees card and account holder are given additional facility of giving overdraft. In this account, the account holder is not required to maintain a minimum amount in the account at all times.
Insurance cover is of two lakh rupees: For the success of the scheme, the government had increased the accident insurance amount with such Jan Dhan accounts to be opened after 28 August 2018 to two lakh rupees, which was earlier kept one lakh rupees. Along with this, the limit of overdraft facility in the account has also been increased to Rs 10,000. Instead of opening a bank account from every household, the government has now shifted its focus to having a bank account of ‘every adult’.
The number of women over: Jan Dhan holders of more than 50 per cent of women and government put the prime minister three Rs 1,500 in their account in equal monthly installments in order to help the poor in Kovid- 19 crisis under poor welfare scheme. The government announced on March 26, 2020, to provide an assistance of Rs 500 per month to the account of Jan Dhan account holders for three months from April.
