The new fraud is related to PAN Card 2.0. NPCI has informed users about a new scam through its official X account, where fraudsters are asking people to share their banking and personal details in the name of PAN Card 2.0 upgrade.
The use of UPI for digital payments is increasing rapidly. Be it a big shopping mall or a small vegetable shop in the locality, UPI is being used to make payments everywhere. On the other hand, cases of online fraud are increasing rapidly. Cyber criminals are also finding new ways to cheat people. Now a new kind of scam has come to light, to stay safe from which the National Payments Corporation of India (commonly known as NPCI) has issued an alert for UPI users. If you get caught in this scam, your bank account can also be emptied. Let us tell you in detail what is the matter…
Let us understand this new fraud and know how you can protect yourself from it.
What is the new PAN Card 2.0 fraud?
The new fraud is related to PAN Card 2.0. NPCI has informed users about a new scam through its official X account, where fraudsters are asking people to share their banking and personal details in the name of “PAN Card 2.0 Upgrade”.
Fraudsters are sending this fake message to people:
“Your PAN card has been blocked. To upgrade to PAN Card 2.0, provide your Aadhaar number and bank account details.” Many people fall for this scam, unknowingly giving their financial information to cyber criminals. NPCI has warned that not every upgrade is real and this scam can empty your entire bank account.
Not every ‘upgrade’ is a step up – some can drain your finances. Share this with your friends so they can say #MainMoorkhNahiHoon.@timesofindia | @NPCI_NPCI | @dilipasbe #UPI #UPIChalega #TheCommonMan #ConmanVsCommonMan pic.twitter.com/DPRXYCVJCu
— UPI (@UPI_NPCI) March 27, 2025
How to avoid UPI fraud?
To protect yourself from such digital scams, we are telling you some important security measures:
– Never click on any unknown link received through SMS, email or social media.
– Do not share your bank account details, PAN or Aadhaar number with anyone.
– Ignore and delete suspicious messages claiming to upgrade PAN card.
– Be cautious of calls or texts asking for personal financial details.
– Always verify information directly from an official source like NPCI, bank or government website.
NPCI’s awareness campaign: #MainMoorkhNahiHoon
- NPCI has launched the #MainMoorkhNahiHoon campaign to spread awareness about such scams. The initiative encourages users to be cautious, educate others and avoid falling prey to the tricks of fraudsters.
- NPCI urges people to share this warning with friends and family so that they too can say, “I am not a fool”.
- Always remember: No bank, government agency or financial institution will ever ask for information from you through messages or calls.
