PAN Card Fraud: If you have a PAN card, then there are more chances that fraud can happen to you. One can also take a loan on your PAN card.
The case of fraud with PAN card has been coming up from time to time. The case of taking loan on the PAN card of many celebrities like Rajkumar Rao and Sunny Leone has come to the fore. In such a situation, your PAN card can be misused. Through cyber fraud, someone can take a loan by misusing your PAN card.
This loan can spoil your CIBIL score. Also, if you do not repay the loan, you can also be put in the list of defaulters from the bank, due to which it can be difficult to take the loan again if the loan is required. In such a situation, it is very important that you check your PAN card.
How to identify PAN card misuse
The best way to check if someone is misusing your PAN card is to check your CIBIL score. If any such loan information is found on your PAN card, which you have not taken, then take immediate action. Here’s how you can check your CIBIL score.
How to check CIBIL score
You can visit platforms like Equifax, Experian, Paytm, BankBazaar or CRIF High Mark to check your CIBIL score. Now here you select the option of “Check Credit Score”. You can check CIBIL score for free. Now you have to give detailed information, after which the list of loans to be taken will appear.
Pan card misuse report
If the PAN card is misused then it should be reported. You must know how to report misuse of you PAN card. A website has been developed by the Government of India. You can report it in these ways.
How to complain
First of all visit the official portal of TIN NSDL. Go to Customer Service on the home page. Now select the complaint option from the drop down list. Enter the complete details of the complaint and click on submit by entering the captcha code.
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