In this scheme of the central government, after reaching an age limit, you will get 3000 rupees every month. The more money you save every month, the more pension you can get in future.
PM Shram Yogi Yojna: Those who have to dig a well and drink water every day, hardly get the means of income in old age for such hard working class. But now this economically backward class can make their old age safe by taking advantage of this scheme of the government. The special thing is that according to the financial condition of this very low-income backward class, the government has fixed the amount of its premium, so that more and more working class can easily join it. So how this scheme can be availed, it will be told to you in detail here.
Retirement is considered a major financial aid for seniors in old age. Therefore, many pension schemes are run by the central government, one of which is the Pradhan Mantri Shram Yogi Yojana. Under this scheme, you can get a pension of 36 thousand rupees per year in old age by depositing just Rs 1.80 per day i.e. 55 rupees per month.
Rupee. 3 thousand monthly
Let us tell you that this scheme of the government is for the workers of the unorganized sector. If you are below 40 years of age and your monthly income is Rs. 15,000, then through this you can get a pension of 3000 rupees per month in old age. This scheme was started by the central government in 2019. The central government aims to benefit 10 crore workers in the unorganized sector in the next five years.
Benefit only for those in this income bracket
It is completely safe to invest in this as it is a central government scheme. You will get 3000 rupees per month after reaching the age limit. The more money you save every month, the more pension you will get in future. However, some conditions have been kept for the beneficiaries of this scheme. Your monthly income should not exceed Rs 15000. Also, employees of organized sector, provident subsistence fund created by a company in easy language, National Retirement Scheme or State Employees Insurance Corporation cannot invest in Pradhan Mantri Shram Yogi Yojana.
They can get benefit
Any Indian can invest money in Pradhan Mantri Shram Yogi Yojana. In this, the age of the policy taker should be between 18 to 40 years as eligibility. The government has started this scheme keeping in mind the needs of tanners, carpenters, tailors, rickshaw pullers, washermen and laborers. At present there are about 42 crore workers in the unorganized sector in the country.
A person is expected to deposit Rs 55 per month from the age of 18 years, Rs 100 per month from the age of 29 years and Rs 200 per month from the age of 40 years. If the person concerned dies before the commencement of pension, 50 percent will go to his/her spouse.
These documents will be added
Aadhar card, Jan Dhan account and mobile number three things are necessary to invest in Pradhan Mantri Shram Yogi Yojana. You can apply for this scheme by visiting the branch of Life Insurance Corporation (LIC), State Employees Insurance Corporation (ESIC) or EPFO.
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