Pradhan Mantri Shramyogi Maandhan Yojana is running for the workers, small traders etc. associated with the unorganized sectors. Under this, they are given a pension of Rs 3,000 per month after the age of 60. However, to take advantage of this, people also have to contribute.
New Delhi. This is good news for the unorganized sector workers, self-employed and small traders. The central government is running a beneficial scheme for such people, so that people with low income can get support in old age. People associated with these sectors will have to be enrolled from the Pradhan Mantri Shram Yogi Mandhan Yojana to take advantage of this.
However, if you want to take advantage of this scheme, then you also have to contribute Rs 55 to Rs 200 per month depending on the age. After the completion of 60 years of age, the government will give you a pension of Rs 3,000 every month i.e. Rs 36000 annually. The special thing is that the government also gives contribution in this. That is, the amount you deposit, the same amount is deposited by the government on its behalf.
They can take advantage
Self-employed and small traders can apply under the Pradhan Mantri Shram Yogi Maandhan Yojana. Workers, brick kiln workers or people associated with construction, domestic workers, rickshaw pullers, laborers without farm, etc. can take advantage of this scheme. This will be available to those people whose monthly income is 15000 or less. Those people whose age is between 18 years to 40 years will get the benefit of Pradhan Mantri Shramyogi Maandhan Yojana.
It will benefit
Under this scheme of the central government, after completing 60 years of age, you are given a pension of Rs 3,000 every month. In the event of the death of the beneficiary in between, 50 percent of the pension is given to the spouse. According to the information given on the website of the Ministry of Labor and Employment, till May 4, 2022, 46,64,766 people were enrolled under this scheme.
Who can not take advantage of this scheme
If someone is working in the organized sector, then he will not get the benefit of Pradhan Mantri Shramyogi Maandhan Yojana. Also, those whoIncome Tax(Income Tax) returns or are members of EPFO, NPS and ESIC, they will also not be able to apply for this scheme.
