PM Kisan Maan Dhan Pension Scheme: There is good news for the beneficiaries of PM Kisan Yojana. Farmers have a golden chance to get 3000 rupees every month. View details.
PM Kisan scheme / PM kasan maandhan pension scheme: Under the PM Kisan Samman Nidhi (PM Kisan) scheme, three installments of Rs 2,000 i.e. Rs 6000 are sent directly to the account of farmers. The purpose of the government is to help the farmers financially through this scheme.
Along with this, there is also a facility of pension for farmers under PM Kisan Maandhan Yojana. If you are an account holder in PM Kisan, then you will not need any document. Your direct registration will also be done in PM Kisan Maandhan Scheme. Let us know the features and benefits of this scheme.
What is PM Kisan Maandhan Yojana
According to the information given on the website of PM Kisan Maandhan Scheme, there is a provision of pension in this scheme after the age of 60 years. Any farmer from 18 years to 40 years can invest in this scheme. Under this, the farmer gets a minimum monthly pension of Rs 3000.
How to get guaranteed pension?
In this scheme, the registered farmer has to make monthly investment according to the age. After the age of 60, the farmer will get a minimum guaranteed pension of Rs 3000 monthly or Rs 36,000 annually. For this, monthly investment can be made from Rs 55 to Rs 200.
There is also a provision of family pension in PM Kisan Maandhan. On the death of the account holder, his spouse will get 50 percent pension. That is, if a farmer gets a pension of 3000 rupees, then after his death, his life partner will get 1500 rupees. Only spouse is included in family pension.
How will the PM Kisan beneficiary benefit?
Under the PM Kisan scheme, the government gives financial assistance of Rs 6000 every year to the eligible farmers in 3 installments of Rs 2000. This amount is released directly into the account of the farmer. If its account holders are involved in the pension scheme PM Kisan Maandhan Yojana, then their registration will be done easily. Also, if the farmer chooses this option, then the contribution deducted every month in the pension scheme will also be deducted from the amount received in these 3 installments. That is, for this the PM Kisan account holder will not have to invest money out of pocket.
How to invest?
In PM Kisan Maandhan Pension Yojana, you have to invest a minimum of Rs 55 and a maximum of Rs 200 every month. This investment has to be done according to age. In this context, in a year, you will have to pay a maximum of Rs 2400 and a minimum of Rs 660. Even if the maximum contribution of Rs 2400 is deducted out of Rs 6 thousand, Rs 3600 of the Samman Nidhi will be left in your account. And then on attaining the age of 60, you will start getting the benefit of 3 thousand pension every month. Along with this, 3 installments of 2000 will also continue to come annually.
Special features of pension scheme
- In this, farmers between the age group of 18 to 40 years can register.
- It is mandatory to have cultivable land for farmer pension.
- It is a voluntary and contribution based pension scheme.
- In this premium will have to be paid till the age of 60 years.
- The central government will also deposit the same premium as the farmers.
- It will be managed by Life Corporation of India (LIC).
- Its minimum premium is Rs 55 and maximum is Rs 200 monthly.
- The premium in this plan will vary according to the age.
