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Personal Loan: If you have a sudden need of money, then in such a situation a personal loan can be a great option. This is because a personal loan does not require you to show any assets or valuables like gold to the bank. But personal loans have higher interest rates than car loans and home loans. In such a situation, if you are also thinking of taking a personal loan, then first of all check the interest.
Here’s the lowest interest to be paid on personal loan for 5 years
| Bank | Interest(%) | EMI (Rs.) |
| Bank Of Maharashtra | 8.55-12.90 | 2054-2,270 |
| Punjab National Bank | 8.70-13.55 | 2061-2,304 |
| Indian Bank | 9.05-13.65 | 2,078-2,309 |
| Union Bank of India | 9.30-13.40 | 2,090-2296 |
| Punjab And Sind Bank | 9.50-11.50 | 2,100-2,199 |
| IDBI Bank Limited | 9.50-14.00 | 2,100-2,327 |
| State Bank Of India | 9.60-13.95 | 2,105-2,319 |
| Central Bank Of India | 9.85-10.05 | 2,117-2,149 |
| Kotak Mahindra Bank | 10.25-24.00 | 2,137-2,877 |
| UCO Bank | 10.30-10.55 | 2,139-2,152 |
| Bank Of Baroda | 10.50-16.15 | 2,149-2,440 |
