PM Jan-Dhan Account: Let us tell you today what are the attractive facilities available with Jan Dhan account, and how this account is opened. It is also worth noting that only those people whose account will be linked with Aadhaar will get the benefit of the facilities available with this account.
New Delhi. Under the Pradhan Mantri Jan Dhan Yojana, the account of the poor of the country is opened on zero balance in banks, post offices and nationalized banks. Many facilities are given to the customers in the accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY). Let us tell you today what are the attractive features available with this account, and how to open this account. It is also worth noting that only those people whose account will be linked with Aadhaar will get the benefit of the facilities available with this account.
These documents are necessary to open Jan Dhan account
Aadhar Card or Passport or Driving License or PAN Card, Voter Card, NREGA Job Card, Letter issued by the Authority showing name, address and Aadhaar number, Letter issued by Gazetted Officer with attested photograph of account opening.
open a new account, this work has to be done
If you want to open your new Jan Dhan account, then you can easily do this work by going to the nearest bank. For this you have to fill a form in the bank. Name, mobile number, bank branch name, applicant’s address, nominee, occupation / employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc. will have to be given in it.
Make old account like this Jan Dhan account
If you have an old bank account, then it is easy to convert it into Jan Dhan account. For this, you will have to apply for Rupay card by visiting the bank branch and after filling a form, your bank account will be transferred to Jan Dhan Yojana.
Now we have told you how to open Jan Dhan account, let us tell you the benefits of this account..
Benefits of this account:
Overdraft facility after 6 months
Accidental insurance cover up to Rs 2 lakh
Life cover up to Rs 30,000, which is available on the death of the beneficiary subject to fulfillment of eligibility conditions.
– Earns interest on deposits.
Free mobile banking facility is also provided with the account.
RuPay Debit Card is given to the Jan Dhan account opener from which he can withdraw money from the account or make purchases.
It is easy to buy insurance, pension products through Jan Dhan account.
If there is a Jan Dhan account, then the account will be opened for pension in schemes like
PM Kisan and Shramyogi Maandhan.
– Facility of money transfer across the country
The direct money of the benefits of government schemes comes into the account.
