For a few days, a message is going viral on social media in which it is being claimed that the government is giving loans up to 10 lakhs on depositing only Rs. Let’s know the truth of the message…
New Delhi. The Central Government has started the Pradhan Mantri Mudra Yojana to start small business. Under this, people are given a small amount of loan to start their business. For a few days now, a message is going viral on social media in which it is being claimed that the government is giving loans up to 10 lakhs on depositing only Rs 1999. Let’s know the truth of the message…
This is the truth of the viral message
It is being claimed in the message going viral, that the Central Government is giving a loan under the Mudra Yojana at an interest rate of 2% on depositing internet banking charges of Rs.
The government told the message to be fake
PIB Fact Check has told the truth of this news by tweeting. PIB has warned from its Twitter that no such letter has been issued under the Pradhan Mantri Mudra Yojana. This message is completely fake.
कथित रूप से पीएम मुद्रा योजना के तहत जारी किए गए एक पत्र में ₹1999 जमा करने पर लोन उपलब्ध कराने का दावा किया जा रहा है#PIBFactCheck
➡️प्रधानमंत्री मुद्रा योजना के तहत ऐसा कोई पत्र जारी नहीं किया गया है।
➡️केंद्र सरकार के नाम पर हो रहे ऐसे धोखाधड़ी के प्रयासों से सावधान रहें। pic.twitter.com/3EAmafq3uo
— PIB Fact Check (@PIBFactCheck) October 27, 2021
Let’s know what is PM Mudra Yojana
Loans are available without guarantee under the Mudra scheme. Apart from this, no processing charge is also taken by the government for this loan. The loan repayment period in Mudra Yojana can be extended up to 5 years. There are no fixed interest rates under the scheme. Different banks may charge different interest rates for Mudra loans. Generally the minimum interest rate is 12%.
There are 3 types of loans included in this scheme
1. Shishu Loan: Loans up to Rs 50,000 are given under Shishu Loan.
2. Kishor Loan: Loans ranging from Rs 50,000 to Rs 5 lakh are given under Kishore Loan.
3. Tarun Loan: Loans ranging from Rs 5 lakh to Rs 10 lakh are given under Tarun Loan.
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