In today’s time, inflation has gone up so much that it is becoming very difficult for any family to survive in low salary. There is no option of saving for middle and poor families because their entire month’s salary goes into their needs. To help such people and promote the importance of saving in their lives, the Modi government has launched a very good scheme and the scheme is called pm Shram Yogi Mandhan Yojana. Under this scheme, if a person joins the scheme between 18 years and 40 years, he has been planned to provide a monthly pension of Rs. 3000 after the age of 60 years.
Total Beneficiaries in PM Shram Yogi Mandhan Yojana
Under this scheme, anyone can easily open their account in easy terms with less documents, and avail the benefit of the scheme. According to the labour and employment ministry’s census, about 45 lakh people have so far joined the scheme and applied for benefits.
Pradhan Mantri Mini Merchant Mandhan National Pension Scheme: Small traders in the country are being supported as pension in their old age.
2 rupees per day can also be availed
Under the prime minister’s scheme, if a person fills up his application at the age of 18, the person will have to enter the account of Rs 55 per month in his linked scheme. If a person delays joining the scheme and is 29 years of age, he will have to deposit Rs 100 per month as contribution for pension after the age of 60 years. Further, if a person is 40 years of age and is willing to link to the scheme, the person will have to contribute Rs. 200 per month as the amount of grant.
Condition & Eligibility for Application in the Scheme
The Labour Yogi Mandhan Yojana has been formed mainly by the Prime Minister and for the organised sector workers. Workers in the unorganized sector will mainly include all workers ranging from daily wage labourers to med driver electricians and sweepers. These are some of the people whose income does not exceed Rs. 15000. The scheme also prescribes an age limit for applicants for application which is from the age of 18 to 40 years.
Pradhan Mantri Kisan Mandhan Yojana has been launched by the government to help farmers in their old age.
Documents required for registration
You will need the following documents for registration under Pradhan Mantri Shram Yogi Mandhan Pension Scheme.
Applicant’s Aadhaar Card
Bank account number and passbook of the applicant, which is in the name of the applicant.
Applicant’s Mobile Number
Any account from savings account or Jan Dhan account can be used to avail the benefit of this scheme.
Note: Before applying for this plan, note that if your bank account is not linked to your Aadhaar card, first make sure that your bank account is linked to your Aadhaar card.
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Process of Registration in PM Shram Yogi Mandhan Pension Scheme
To register in this scheme, you must first have your bank account passbook and IFSC code as well as your mobile number.
The person applying for the application in this scheme will have to visit the Common Service Centre.
For application in the scheme, you need to provide your Aadhaar card and complete your bank account information along with IFSC code.
Take your bank passbook or cheque book or bank statement with you for proof.
You can also enter the name of a nominee in your account to open an account for this plan.
When all your information is entered in the form of this scheme, you will get all the information related to the scheme at your registered number.
After the entire process is over, you will also need to deposit the contribution amount associated with the scheme for which you will need the cash.
As soon as you deposit the contribution amount, your message will be immediately on your registered mobile number, so understand that your account has been opened and then you will receive the Shram Yogi Card.
Atal Pension Yojana: Under the rule, beneficiaries get pension.
For more information on this scheme, you can call the toll free number 1800 267 688 issued for the scheme.
The prime minister’s release scheme will boost savings among poor and middle class families and also secure their future in a way. The more contribution the individuals make in this scheme, the more the government will contribute on its own so that the members of the poor and middle class families get life-long financial assistance.
