New Delhi. Pradhan Mantri Shram Yogi Maan-Dhan Yojana. The Modi government has launched several government schemes for the poor, labourers, farmers, unorganized sector workers, women, etc., during its tenure. Millions and crores of people are getting the benefit of these schemes of the Modi government. Under the government scheme that we are talking about today, people working in the unorganized sector get a certain amount every month, which they can use for their needs. Under this scheme of the Modi government, people in the unorganized sector get a monthly pension of Rs. 3000.
What is Shram Yogi Mann-Dhan Yojana
If you are having the tension of your expenses after retirement, you should be aware of the Modi government’s Prime Minister Shram Yogi Mann-Dhan Yojana( Pradhan Mantri Shram ojana Yogi Maan-Dhan Y). Launched by the central government in the year 2019, the scheme was launched for people working in the unorganized sector. Under the scheme, beneficiaries get Rs. 3000 per month as monthly pension after the age of 60 years.
What are the highlights of PM-SYM Yojana
Talking about the peculiarity of PM Shram Yogi Mann Dhan Yojana, you do not need a large amount of contribution under this scheme. You can also secure your retirement by depositing only Rs. 110. Under the scheme, the government has 110 the amount of the contribution amount. In this scheme, the more you make a contribution to your old age, the more the government also accumulates. The scheme has to be run till the age of 60 years. As soon as you retire, you give the government at least Rs. 3000 as minimum pension every month. After the demise of the beneficiary, his spouse is given half the amount as pension on behalf of the Government.
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How to get the benefits of the scheme
If you also want to avail the benefit of this pension scheme for yourself, there are certain conditions. As your work should be in the unorganized sector. You have to get the infrastructure to get the benefit of this government scheme. Under this scheme, the beneficiary should be between 18 years and 40 years of age. The applicant’s salary should be Rs. 15000 or less. Only those who are not textiles are added to this scheme of the government. Not only that, if the applicant has already taken any pension plan, he will not get the benefit of the scheme.
Pre-preparing
If you want to avail this scheme, you should prepare your documents in advance to register and open the scheme. The government has made Aadhaar card mandatory for the scheme. The bank account should be of Jan Dhan account or your savings account bank account should be ifsc code. You can go to any CSC centre around you and get an investment for the pension scheme under the scheme. You can get out in the middle of this scheme. The amount you deposit will be sent to your account with interest.
