PMAY 2.0: Government Scheme Pradhan Mantri Awas Yojana-Urban (PMAY 2.0): Do you also want to take advantage of the Pradhan Mantri Awas Yojana to buy a house? Here we are telling you who can take advantage of this scheme and how
Sarkari Yojana Pradhan Mantri Awas Yojana-Urban (PMAY 2.0): Do you also want to take advantage of Pradhan Mantri Awas Yojana to buy a house? Here we are telling you who can take advantage of this scheme and how. The central government led by Prime Minister Narendra Modi has started the second phase of Pradhan Mantri Awas Yojana-Urban (PMAY-U 2.0) to provide affordable houses to urban poor and middle class families. Under this scheme, more than one crore urban families will be given financial assistance to build, buy or rent a house in the next five years.
Central government will help in buying a house
Under the scheme, the central government will provide assistance of ₹2.30 lakh crore. In the first phase, a target of 1.18 crore houses was set. Out of these, 85.5 lakh houses have been built and handed over to the eligible beneficiaries. The main objective of PMAY-U is to provide ‘pucca’ houses with all the facilities to the eligible beneficiaries in urban areas.
Benefits of Pradhan Mantri Awas Yojana-Urban (PMAY 2.0) scheme
One lakh new houses will be constructed under PMAY 2.0. A subsidy of ₹2.30 lakh will be given on each house. Apart from this, many more points have been included in the scheme, such as Beneficiary-Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).
How to apply for PMAY 2.0?
- First of all go to the official website pmay-urban.gov.in.
- Click on ‘Apply for PMAY-U 2.0’ option on the homepage.
- Read all directions and instructions carefully.
- Write your annual income and other details. Do your verification.
- Verify the Aadhaar card information.
- Fill in the address, income proof and other required information in the application.
- Read the form carefully before submitting it. The status of the application can also be checked on the portal. Applicants are advised to apply on time and keep checking the status of their application on the portal regularly.
Required documents
- Aadhaar card of the applicant and family members
- Active Aadhaar-linked bank account
- Income Certificate
- Caste Certificate
- Land or house owner documents
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