PNB-ICICI-HDFC bank customers: If you are also an account holder in PNB, ICICI and HDFC Bank, then this news is useful for you. These banks have issued a big update for their customers regarding keeping minimum balance. Let us know in detail in the news below-
What a great idea if you don’t get charged for not maintaining the minimum balance? In fact, ‘I don’t know for what reason my bankers deducted money from my account’, this can often be heard saying to friends.
One of the reasons for this can be not keeping minimum balance in the account, due to which the bank keeps charging you. There are many accounts, in which it is not necessary to keep a minimum balance, but many banks give a limit to keep a very high balance. This news is for those whose money has been deducted for not maintaining minimum balance. After all, they know what is the update on this.
Minister of State for Finance Bhagwant Kishanrao Karad said last month, “Boards of individual banks may decide to waive penalty on accounts that have been levied for non-maintenance of minimum balance.” Karad told reporters, “Banks are independent bodies. They have boards that can take a decision on waiving the fine.
This answer came when the minister was talking on a question. He was asked whether the Center would consider directing banks not to levy any penalty on accounts where the balance falls below the prescribed minimum level.
How much amount do you have to keep in the account in these banks? (Monthly)
- SBI- Rs. 3000
- Kotak Mahindra Bank- Rs. 10,000
- IndusInd Bank- Rs. 10,000
- ICICI Bank – Rs 10,000
- HDFC Bank- Rs. 10,000
- PNB- Rs. 2,000
- Yes Bank- Rs. 10,000
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