PNB Festive Loan Offers: As soon as the month of September starts, the festive season starts in the country. Banks, companies give all kinds of offers to increase their sales. In this episode, PNB has also offered offers for all types of loans.
New Delhi: PNB Festive Loan Offers: If you are thinking of taking home loan, car loan or personal loan then this news is for you only. For the festive season, the country’s second largest bank Punjab National Bank (PNB) has showered offers on loans.
Service charge waived on all loans
PNB has waived many charges on all retail loans. It has been said by the bank that processing fee will not be charged on products like home loan, auto loan, personal loan, property loan, pension loan and gold loan. Not only this, service charge and documentation charge have also been waived on all these loans.
Lowest interest personal loan
Punjab National Bank is offering Personal Loan @ 8.95 percent. PNB says that its personal loan is the cheapest in the industry. PNB is offering Home Loan at an attractive interest rate of 6.8 per cent, while Car Loan is being offered at 7.15 per cent. Punjab National Bank has named it Festival Bonanza Offer.
Offers are till 31st December
Apart from this, the bank has also made top up on home loan attractive, on which the interest rates will be low. All these offers can be availed till 31 December 2021. For these offers, customers can either use the online services of the bank, apart from visiting the branch of the bank to know the offers. PNB expressed hope that people will spend more in the festive season, which will improve the credit portfolio of the bank.
PNB slashes interest rates on savings account
Give a hand, take a hand, Punjab National Bank has reduced savings account interest rates from 1st September. PNB has reduced the interest rates on savings accounts from 3 per cent per annum to 2.90 per cent. This decision of PNB will affect both new and old customers of the bank.
PNB is not the only bank to reduce interest rates on savings account, before this the country’s largest bank SBI also cut interest rates. SBI has reduced the interest rates of savings account to 2.70 percent annually. SBI and PNB are the number one and number two largest banks in the country, but are far behind other banks in terms of paying interest on savings accounts.
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