You also get many types of facilities by making FD (Post office fixed deposit) in the post office. The biggest thing is that you also get a government guarantee in this.
New Delhi: If you also want safe profits in small investments, then there is a better option for you. You can invest in the fixed deposit plan of the post office. By making FD (Post office fixed deposit) in the post office, you get many other facilities along with interest. The biggest thing is that along with the profits, government guarantee will also be available. In this, you get the facility of Post Office FD Interest Rate on quarterly basis.
Easy to get FD in post office
Getting FD in the post office is also very easy. India Post has given this information on its website. According to this information, you can get FD in the post office for different 1,2, 3, 5 years.
Let us know what are the benefits available in this scheme.
1. The Government of India gives you a guarantee on making FD in the post office.
2. In this, the money of the investors is completely safe.
3. FD in this can be done through offline (cash, cheque) or online (net banking / mobile banking).
4. In this you can do more than 1 FD.
5. Apart from this, FD account can be joint.
6. In this, by making a fixed deposit for 5 years, you will get tax exemption at the time of filing ITR.
7. One can easily transfer FD from one post office to another post office.
Know how to open FD
To get FD done at the post office, you can open an account by paying check or cash. In this, accounts can be opened with a minimum of Rs 1000 and there is no limit to deposit the maximum amount.
Huge interest is available on FD
Under this, 5.50 percent interest is available on FD of 7 days to one year. The same interest rate is also available on FDs of 1 year 1 day to 2 years. At the same time, interest is also available on FD up to 3 years at the rate of 5.50 percent. 6.70 percent interest is available on FDs from 3 years one day to 5 years. That is, here you will get good profit on FD.
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