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Home Uncategorized Post Office Savings Account Linked to Aadhar, Get Big Advantage

Post Office Savings Account Linked to Aadhar, Get Big Advantage

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New Delhi. The post office savings account gets a lot of facilities. It is just like a bank account. If you also have a savings account in the post office, you can now get the benefit of another important facility. Now you can get a big profit by linking your Aadhaar to the Post Office savings account. If you link your post office savings account to Aadhaar, direct benefit transfer (DBT) of government subsidy can be availed. That means the government schemes that you are eligible for subsidy will be transferred to your Post Office savings account. The Department of Posts had issued a circular in this regard last month itself.




Changes made to the form
The circular issued by the Post Office says that the form (Application for Opening of Account/Account/Account) is being issued by the Post Office Savings Account account holders to avail the benefit of DBT facility. Purchase of Certificate) includes a column of Aadhaar linking, which needs to be filled in for opening an account. The circular was issued by the Post Office after the government issued a common application form for investment in public Provident Fund, National Savings Scheme and other small savings schemes in April 2020.




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What is the Supreme Court order on the basis
As per the Supreme Court judgement on the constitutional validity of Aadhaar, you are not required to link your bank account to Aadhaar number. However, it is necessary to give your Aadhaar number in your bank account to avail government subsidy like pension, LPG subsidy etc. An application form for existing post office savings account holders – ‘Linking/Linking’ Application for availing DBT benefit in seeding and POSB account has been issued. Link/Aadhaar number to existing account holder Aadhaar number with account number For seeding, your Aadhaar detail can be deposited in the branch of the concerned post office.




How to know Post Office Account Balance
If you want to know the balance of your post office savings account, you can learn from your mobile sitting at home. You have to make only one missed call from your registered mobile number. You will need to make a missed call on 8424054994 from your registered mobile number, which will give you a balance message. You can know your balance through mobile calls from anywhere except home.




Benefits of account in post office
There are many other benefits of investment in the post scheme. These include bank-like deposit and cash withdrawal facility, no limit on cash withdrawal limit, interest on deposits, higher interest than banks, cheque and ATM facility and 7.2 per cent interest in the 5-year scheme. If you want monthly income, the post Office’s monthly savings plan will be best for you. Here you can invest up to Rs 4.5 lakh in a multiplication of Rs 1000.

 

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