If you are also planning to invest somewhere to secure your future, then this news is for you, because many times it happens that people trap money by investing in wrong places, but today you have We will tell you about such a scheme of the government, where you can invest comfortably without fear and after a few years you can get a good monthly pass sitting at home.
Let us tell you that the post office is such a scheme, in which you get high returns along with safe investment, that is why today you will tell people about such a scheme of the post office, in which you will get a one-time return. Investing gives good income every month. Let us tell you that in this scheme, both husband-wife can open an account together, if you are not married then you can open this account alone, the name of this scheme is “Monthly Saving Scheme”, on depositing lump sum money in it. The maturity time is 5 years.
Here you can invest without worry, your money will be absolutely safe, in this scheme you can invest a maximum of Rs 4.5 lakh (Rs 4.5 lakh) in the name of one person, if the husband-wife has a joint account, then this The amount increases to Rs 9 lakh. This scheme has an interest rate of 6.6% per annum, that is, if you deposit Rs 9 lakh, then your interest every year is Rs 59,400. By dividing it in 12 months, you get Rs 4950 every month.
Like we have already told you, the maturity time of this account is 5 years, but if you pre-mature this account then after deducting 2% of the deposit amount at 3 years it is refunded. But, after 3 years, 1% amount is deducted and the money is returned to you.
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