Post Office Scheme: TD account can be opened in the post office for 4 different periods. TD can be done in the post office for 1 year, 2 years, 3 years and 5 years.
Post Office FD Calculator: The post office, which provides postal services, also provides many types of banking services. Along with savings accounts, FD accounts can also be opened in the post office. FD in the post office is known as TD (Time Deposit). Post office TD is just like the FD of banks, in which you get a fixed amount at a fixed time. Many people in the country run savings accounts in the name of their wife to save tax. Apart from this, savings accounts are also run in the name of women in other houses. Today we will know here that if you deposit Rs 2 lakh in the name of wife in a 2-year TD (FD) in the post office, then how much money will be received on maturity.
7.0 percent interest is being given on 2 year TD in the post office
TD account can be opened in the post office for 4 different periods. TD can be done for 1 year, 2 years, 3 years and 5 years in the post office. The post office is giving its customers a bumper interest of 6.9 percent on 1 year TD, 7.0 percent on 2 year TD, 7.1 percent on 3 year TD and 7.5 percent on 5 year TD. Let us tell you that at least Rs 1000 can be deposited in the TD scheme of the post office. While there is no limit on maximum deposit in it. You can deposit as much money as you want in this scheme.
If you deposit Rs 2 lakh, how much money will you get on maturity
All categories of customers get the same interest in the post office. Now whether it is a man or a woman, a common citizen or a senior citizen, the post office gives equal interest to everyone. If you deposit Rs 2 lakh in a 2-year TD (FD) in the name of your wife in the post office, then on maturity, a total of Rs 2,29,776 will come in your wife’s account. This includes Rs 2,00,000 of your investment, as well as Rs 29,776 of interest. On the post office TD scheme also, customers get a fixed interest with guarantee, in which there is no up-down of any kind.
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