Post Office Scheme, How to Earn Money: If you also want to get a big profit by investing less money, then this scheme can be very effective for you. Actually, many post office schemes are going on.
Good profits can be earned by investing less money under these schemes. In such a situation, depositing money here and getting good returns is a great option. There is such a special scheme in which you can get good profits in less money. Its name is Post Office Gram Suraksha Yojana. Under this scheme, only 50 rupees will have to be deposited every day i.e. 1500 rupees in a month.
Rs 35 lakh will be available in lump sum
By depositing this amount regularly, you will get the benefit of 31 to 35 lakhs in the coming time. And the special thing is that it also offers the benefit of life insurance. After purchasing this policy, you can also take advantage of the loan. However, the loan can be taken only after 4 years of the policy being purchased.
Invest in this way, you will get benefit
Any Indian citizen between the age of 19 to 55 years can invest in this scheme. The minimum sum assured under this scheme can be from Rs 10,000 to Rs 10 lakh. The premium payment of this plan can be made every month, quarter, six months or annually. You get a 30-day grace period to pay the premium. You can also take a loan on this scheme. You can also surrender it after 3 years of taking this scheme. But in this case you will not get any benefit.
Will benefit so much
Suppose a person invests in this scheme at the age of 19 and buys a policy of Rs 10 lakh, then his monthly premium will be Rs 1515 for 55 years, Rs 1463 for 58 years and Rs 1411 for 60 years. In such a situation, the policy buyer will get a maturity benefit of Rs 31.60 lakh for 55 years, Rs 33.40 lakh for 58 years and Rs 34.60 lakh for 60 years.