If you are thinking of investing but are afraid of sinking money then do not panic. Because in post office i.e. Post Office, there are many types of Beneficial Schemes being run to keep your money safe and give more benefits than any other sources. In which small savings of your present can be big in future and can give you big relief in future. Many such schemes are being run by the post office where you can get good returns by investing. Today we will tell you about such a post office scheme in this article, so let’s know about it in detail …
National Saving Certificate
This is an excellent plan for the post office. In this scheme you can add big money in few years. Your money will be completely safe in the post office. Therefore, you can invest your money in it without any risk and make your and your family’s future safe.
Benefits of National Saving Certificate
National Savings Certificate scheme ( National Saving Certificate Scheme) of maturity (Maturity Period) that went fixed 5 years. The special thing of this plan is that in this you can withdraw your account amount after maturity of 1 year with certain conditions. Its interest rates are set by the government at the beginning of every quarter (3 Months) of the financial year.
How much investment will have to be made
You can start investing in this scheme from 100 rupees as well.
If you want the amount of Rs 20.85 lakh after 5 years at an interest rate of 6.8 (Interest Rate) then start to Rs 15 lakhs investment in this plan. Your investment in this will be 15 lakhs, but you will get a profit of about 6 lakh rupees in the form of interest. If you want, you can extend it even further. With which you can earn more profits.
How much interest is getting
Talking about the present time, the scheme is getting 6.8 percent interest annually. Under this scheme, you can get tax exemption of 1.5 lakh rupees annually under Section 80C of Income Tax.
Example (Example): If you get the amount of Rs 20.85 lakh after 5 years at an interest rate of 6.8 (Interest Rate) then start to Rs 15 lakhs investment in this plan. Your investment in this will be 15 lakhs, but you will get a profit of about 6 lakh rupees in the form of interest. If you want, you can extend it even further. With which you can earn more profits.
