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Gram Suraksha Yojana: Gram Suraksha Yojana of Post Office gives you better returns with safe investment. You can invest in this scheme with less money.
In the Post Office Gram Suraksha Scheme, good profits can be earned in low investment without any risk. In this scheme, you can deposit big money by investing small amount. That is, if you deposit 50 rupees per day, then you can get 35 lakh rupees. Along with better returns, the benefit of life insurance is also available.
Know the special things of this policy…
- Applicant’s age should be between 19 to 55 years to invest in Gram Suraksha Yojana.
- 10,000 to 10 lakh rupees can be invested.
- Its premium can be paid monthly, quarterly, half-yearly or annually.
- You will get 30 days relaxation for payment of premium.
- After 4 years of taking this policy, you can also take a loan on it.
- If you buy a Gram Suraksha plan for Rs 10 lakh at the age of 19, then for 55 years you will have to pay a premium of Rs 1515 per month.
- For 58 years Rs 1463 and for 60 years Rs 1411 will have to be deposited.
- Under this scheme, the investor will have to deposit about Rs 50 every day i.e. Rs 1500 in a month.
- The investor will get a maturity benefit of Rs 31.60 lakh for 55 years, Rs 33.40 lakh for 58 years and Rs 34.60 lakh for 60 years.
- Under the Gram Suraksha Yojana, this amount is handed over to the person when he turns 80.
- If the person has died, then this amount goes to the legal heir of the person.
- The customer can choose to surrender the policy after 3 years. However, in that case there will be no benefit with it.
- The biggest highlight of the policy is the bonus offered by India Post and the final declared bonus assured of Rs 60 per Rs 1,000 per annum.
- For more information about this, you can contact your nearest post office (Indian Post).
