Post Office Gram Surksha Yojna: People often avoid investing because of the risk involved in investing in the stock market or mutual funds.
In such a situation, if you want to invest in such a place where the risk is low or negligible, then you can invest in this post office scheme. If you invest in a good place, then the return is also good. Post office scheme is also less risky and with less chance of losing money, the returns are also good.
Village security scheme
of the post office is also such a great scheme in which you can get good returns by making small savings. You can get Rs 35 lakh by depositing Rs 50 per day in this post office scheme. Along with this, you will also get the best loan facility. The Gram Suraksha Yojana offered by the post office is also less risky and you can get good returns. The deposited amount is received by the investor at the age of 80 years. If the investor person dies, then the nominee gets this amount.
These benefits are available on maturity
An investment of Rs 10,000 to Rs 10 lakh can be made in this scheme. Anyone between the age of 19 years to 55 years can invest in this scheme. If you invest in this scheme at the age of 19, then you will have to pay a premium of Rs 1515 every month. Under this plan for 58 years, you will have to pay a premium of Rs 1463 and for 60 years, Rs 1411 per month. You can earn up to Rs 35 lakh by depositing Rs 1500 in this scheme in a month.
Many options even for premium
Many options are also given in this plan to pay the premium. You can deposit money in installments, monthly, quarterly, half yearly or on yearly basis.
Loan facility
You can also take advantage of the loan by purchasing the Gram Suraksha Yojana. You can take a loan only after 4 years of purchasing this plan. If you miss the premium payment at any time during the term of the plan, you can get it started again by paying the pending premium amount.
