Post Office Schemes: There are many such schemes in the post office, where not only do you get good interest by investing, but your money is also secure. That’s why they are being liked.
Depositing money in a post office scheme is considered the most secure investment method. Actually, in post office schemes, not only do you get very good interest, but your money remains safe. In such a situation, know about those schemes of the post office, in which investing can be a good decision. Know every single thing related to those schemes… Also Read: Post Office changed withdrawal and loan or closure or premature closure rules for senior citizens
Kisan Vikas Patra – The Kisan Vikas Patra scheme of the post office is the highest interest paying scheme, which is considered to be a better option than FD in many ways. Interest is getting at the rate of 6.9 percent on investing in it. The amount invested in KVP doubles in 124 months i.e. 10 years and 4 months. Also Read: Earn Money: Want to earn ₹ 1 lakh every month, then start this business with less money
National Savings Certificates – In this scheme of post office, whether your savings are big or small, you can easily invest in this scheme and add big capital within a few years. The maturity of the National Savings Certificate scheme is 5 years. If needed, you can withdraw your plan amount even after the maturity period of 1 year. It is getting 6.8 percent annual interest.
Sukanya Samriddhi Yojana – This scheme is for your daughter and you can start it in the name of your daughter only. The highest rate of interest on this scheme will be 7.6 percent. The best thing is that you can start investing in it with a minimum of Rs 250 and can invest as much as Rs 1.50.
Public Provident Fund Account – In this scheme, interest is being given at the rate of 7.1 percent. A large amount of investment is made in PPF. The maturity period of PPF account is 15 years. After completion of the maturity period, it can be extended this account for a period of 5-5 years.
Senior Citizens Savings Scheme Account – This scheme is for senior citizens. Senior citizens can invest a lump sum in this scheme either individually or jointly. It is one of the safest investment options for senior citizens. You can deposit a minimum amount of Rs 1000 to Rs 15 lakh in one installment while opening the account.
