PPF Interest Rate: The interest rates of post office schemes were last changed in the last quarter of FY 2023-24 i.e. between January to March 2024. At that time, the government had increased the interest rates of 3-year fixed deposits and Sukanya Samriddhi Yojana (SSY). The interest rate for 3-year fixed deposits was increased from 7% to 7.1%.
PPF Interest Rate: The government has not changed the interest rates on various small savings schemes including PPF and NSC for the first quarter of FY 2025-26 (April 1 to June 30).
This is the fifth consecutive quarter, when no change has been made in the interest rates. According to the notification issued in this regard, 8.2 percent interest will continue to be available on deposits under Sukanya Samriddhi Yojana.
Same interest rate on post office savings
The rate on three-year fixed deposits will remain at 7.1 percent like the current quarter. Interest rates on the popular Public Provident Fund (PPF) and post office savings deposit schemes have also been retained at 7.1 per cent and four per cent respectively.
The interest rate on Kisan Vikas Patra will be 7.5 per cent and the investment will mature in 115 months. The interest rate on National Savings Certificate (NSC) will remain at 7.7 per cent for the period April-June 2025.
Like the current quarter, the interest rate for Monthly Income Scheme investors will also remain unchanged at 7.4 per cent. The government last changed the interest rates of some schemes in the fourth quarter of 2023-24. The government notifies interest rates on small savings schemes every quarter.
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