Pradhan Mantri Jan-Dhan Yojana: There is no need to maintain minimum balance in the accounts opened under Pradhan Mantri Jan-Dhan Yojana- PMJDY. However, if you want the facility of checkbook, then you have to maintain a minimum balance.
In the lockdown, Modi government had put Rs 1,500 in three installments in Jan Dhan Accounts. Jan Dhan account has many benefits and it is also easy to open. If you have a savings account, then it can be converted into a Jan Dhan account. It is very easy. There is no need to maintain minimum balance in the accounts opened under Pradhan Mantri Jan-Dhan Yojana- PMJDY. However, if you want the facility of checkbook, then you have to maintain a minimum balance.
Change the old account in such a way,
if you have an old bank account that you did not open under the Jan Dhan Yojana, then it is easy to convert it into this Jan Dhan account. For this, you have to go to the bank branch and apply for RuPay card, and after filling a form, your bank account will be transferred to Jan Dhan Yojana.
If you want to open a bank account under Jan Dhan Yojana, then you can open it in any bank branch or through a bank friend. Apart from this, to open an account under this scheme, download the form from any bank’s website and fill it completely. Also, attach the required document with that form and submit it to the bank. Your bank account will open immediately.
In this way, you will get the benefit of lakhs,
along with overdraft facility in Jan Dhan account, RuPay debit card is also provided. On this debit card, Rs 1 lakh is found in Accident Insurance free. At the same time, accident insurance on open Jan Dhan accounts has been increased to Rs 2 lakh after 28.8.2018. Apart from this, a free life insurance cover of Rs 30,000 is available on this card. This insurance will be available to those Jan Dhan account holders who have opened accounts between 15.8.2014 to 31.1.2015.
Link
Aadhaar to Aadhaar If you want to link Aadhaar to your bank account online, then it is important for you to be active for that bank. If your net banking is active, then log in to your net banking. After logging in you will get the option to link the Aadhaar number. If you do not use net banking, you can go to the bank and link the account with Aadhaar. Where you have to take a photo copy of Aadhaar card, your passbook. Many banks are also linking the account with Aadhaar through messages. Also Read: Pradhan Mantri Jan Dhan Yojana: Jan Dhan account can be opened without Aadhaar and PAN, more than 41 crore people are taking advantage
