With ICICI Pru Life Signature and ICICI Pru Easy Retirement Plan, you can ensure financial security after retirement. Under this plan, the pension amount depends on investment.
Pension Plan : In old age, along with health concerns, financial tension also starts troubling you. Especially those people who have spent their lives in private jobs. A plan is needed to financially secure the post-retirement phase. In which two plans of ICICI Prudential can help you.
ICICI Pru Life Signature Plan
This scheme is a savings-insurance plan of ICICI. Which guarantees investors a fixed income in retirement and provides financial support to the family after death. Under the plan, the facility to make withdrawals at regular intervals is also available. An individual can purchase the policy for 10-30 years or for whole life (99 years). People in the age group of 0-60 are allowed to invest. The policyholder also gets the facility to surrender the plan within 5 years of investment and get tax exemption.
ICICI Pru Easy Retirement Plan
This is a unit-linked plan, which offers benefits along with deposits. Assured benefit/fund value is available at the time of maturity. Assistance is provided to the family after the death of the investor.
The entry age for the policy is 35 to 70 years. The implied age is 45 to 80 years. The premium payment term is 5 or 10 years. Whereas the policy term is 10/15/20/25/30 years. The minimum investment limit is Rs 48,000. There is no limit for maximum investment.
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