In today’s time it is said that money is not safe even in banks because no one knows which bank will be closed, but on this RBI has released a list and has told that this bank is the safest bank in the country where your money can be saved. will be fully guaranteed
After the sinking of two banks in America in the last days, people in India are also worried about the banks. In such a situation, those who deposit money in banks are also thinking about their deposits. But when it sinks, nothing remains except regret. That’s why it is said that before investing you should check whether the bank is safe or not.
In the beginning of the year 2023, a list named Domestic Systemically Important Banks (D-SIBs) 2022 has been released by the Reserve Bank of India (RBI). In this list, the safest banks of the country have been told. In the list released by RBI, it was told that in which bank your money is safe and in which it is not?
The Reserve Bank has included the names of one government and two private banks in the list of the country’s safest banks. From the public sector, it has the names of State Bank of India (SBI) and HDFC Bank and ICICI Bank in private banks.
That is, if your account is in SBI (SBI), HDFC Bank (HDFC Bank) or ICICI Bank (ICICI Bank), you will not have any problem in future. In this list, such banks come, which are required to maintain Additional Common Equity Tier 1 (Additional Common Equity Tier 1) in addition to the normal capital protection buffer.
According to RBI, SBI will have to maintain an additional 0.6 percent CET1 as a percentage of risk-weighted assets. ICICI and HDFC Bank need to maintain an extra 0.2 percent.
RBI keeps a close watch on the banks. The Reserve Bank keeps an eye on the day-to-day functioning of these banks. Also keeps an eye on any big loan or account.
