Saving Scheme If you are married, then secure your wife’s future from today itself. If you invest in the New Pension System, then by the age of 60 years of the wife, Rs 1.12 crore will be accumulated. Then know the details of what is late….
If you are married, don’t delay. For such people, the government has come up with a special plan, which everyone should take advantage of. For this you can contact your nearest post office. Actually, you can earn Rs 44,793 per month by investing in New Pension System (NPS).
By investing in NPS, you get 10 percent return annually. In such a situation, when you will be 60 years old, then a total of Rs 1.12 crore will be deposited in your wife’s account. During that time they will get about 45 lakh rupees out of it. At the same time, apart from this, they will start getting pension around Rs 45,000 every month.
Your wife can become independent
Everyone is worried about old age. In such a situation, if you invest in the New Pension Scheme, then the tension of old age will go away, along with this your wife will also become self-sufficient. There will be enough money in his account that he will not have to raise his hand in front of anyone. Not only this, she can also start some business with her own money. Through this, regular income will continue to come and the future of husband and wife will be better.
Open new pension system account in the name of wife
New Pension System account can be opened in the name of the wife by visiting any nearest post office. During this, as soon as the wife attains the age of 60 years, she will get the full amount together. Along with this, they will also have regular income in the form of pension every month. Not only this, with NPS account you can also decide how much pension your wife will get every month.
open account in one thousand rupees
You do not even need to spend much money to open a new account under the New Pension System. You can avail benefits by opening an account under this scheme in just one thousand rupees. At the age of 60, when your account tenure is completed, you will get its benefit.
If your wife is 30 years old and you invest five thousand rupees every month in her NPS account, then by the age of 60 years, Rs 1.12 crore will be deposited in her account. They will get around Rs 45 lakh out of this. Apart from this, he will start getting around Rs 45,000 every month.
How much will you get pension?
- Age : 30 years
- Total investment period: 30 years
- Monthly contribution: Rs 5,000
- Estimated return on investment: 10 percent
- Total Pension Fund : 1,11,98,471 (Amount can be withdrawn on maturity)
- Amount to buy annuity plan: Rs 44,79,388
- Estimated annuity rate 8%: Rs 67,19,083
- Monthly Pension: Rs 44,793
Fund manager does account management
This law is supervised by the account manager. If you invest in it, then it is managed by a professional fund manager. The central government gives this responsibility to these professional fund managers. In this your investment is completely safe.
