State Bank Of India Offer: SBI is offering free insurance for customers with Jan Dhan account. This insurance will be up to Rs 2 lakh. If you also have a Jan Dhan account, then you can also take advantage of this scheme.
New Delhi. State Bank Of India Offer: If you also have an account in State Bank of India, then this news is for you only. SBI is giving free insurance up to Rs 2 lakh to its customers. We are going to tell you all the information related to this insurance. You can also claim for this insurance. Pradhan Mantri Jan Dhan Yojana was launched in 2014. Bank accounts of crores of people have been opened under this scheme.
Who will benefit
Customers who have Jan Dhan account and RuPay debit card in SBI are being given a free emergency insurance cover of up to Rs 2 lakh. SBI Rupay Jandhan Card facility is given to Jan Dhan customers. On this card, the bank is offering customers the facility of accidental insurance cover up to Rs 2 lakh. With the help of Rupay card, you can withdraw money from the account and can also make purchases.
There is also an option to transfer
There is also an option to transfer Basic Savings Account to Jan Dhan Yojana Account. Those who have Jan Dhan Accouts, they get RuPay PMJDY card from the bank. The sum insured for RuPay PMJDY cards issued on Jan Dhan accounts opened up to 28 August 2018 will be Rs 1 lakh. Accidental cover benefit of up to Rs 2 lakh will be available on RuPay cards issued after August 28, 2018.
How to take advantage?
To get the claim, first you have to fill the claim form. Along with this, the original death certificate or certified copy will have to be attached. Attach the original or certified copy of the FIR. There should also be post mortem report and FSL report. Aadhar card copy. Affidavit of having RuPay card with the cardholder will have to be given on the bank stamp paper. All documents have to be submitted within 90 days. The name and bank details of the nominee will have to be submitted along with the copy of the passbook. After submitting the claim form and all the required documents, the claim will be settled within 10 working days. All benefits will be given till 31 March 2022.
What is PM Jan Dhan Yojana
The Pradhan Mantri Jan Dhan Yojana was started in the year 2014. Through this scheme, financial services, banking savings and deposit accounts, credit, insurance, pension etc. have to be provided to the economically weaker people. Any person can open Jan Dhan account online by giving his/her KYC documents. Basic savings account can also be transferred to Jan Dhan account. Let us tell you, till June 2021, more than 42 crore 55 lakh Jan Dhan accounts have been opened in the country.
You can also open Jan Dhan account
You can also open your account under PM Jan Dhan Yojana. For this, you have to go to the nearest bank and fill a form. In that form, you have to fill your personal information like name, mobile number, branch name, your address, nominee name and income. Aadhar card will be necessary to open an account. Apart from this, KYC of the account will also have to be done.
