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Home Personal Finance SBI Special Deposit vs SBI Fixed Deposit, know where you will get...

SBI Special Deposit vs SBI Fixed Deposit, know where you will get more benefit

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SBI Platinum Deposits: Get these special deposits done in SBI by September 14,

On the occasion of August 15, SBI had announced to give special facility of SBI Platinum Deposits to its customers.


At the same time, SBI fixed deposit facility is also given to the customers by SBI. So today we will tell you that customers are getting more benefit by investing money in which scheme of the bank.

New Delhi: If customers having an account in State Bank want to get FD, then this is important news for you. On the occasion of August 15, SBI had announced to give special facility of SBI Platinum Deposits to its customers. Under this scheme, customers are getting the facility of extra interest up to 15 bps. Under SBI Platinum Deposits, the customer can get money fixed for 75 days, 525 days and 2250 days.

At the same time, SBI fixed deposit facility is also given to the customers by SBI. So today we will tell you that customers are getting more benefit by investing money in which scheme of the bank. You can invest money in SBI Platinum Deposits scheme till September 14.

SBI Platinum Deposits Interest Rates for the general public

1. Time period – Platinum 75 days
Current rate – 3.90 per cent
Proposed rate – 3.95 per cent

2. Time period – Platinum 525 days
Current rate – 5 per cent
Proposed rate – 5.10 per cent

3. Time period – Platinum 2250 days
Current rate – 5.40 per cent
Proposed rate – 5.55 per cent

SBI Platinum Deposits Interest Rates for senior citizens

1. Time period – Platinum 75 days
Current rate – 4.40 per cent
Proposed rate – 4.45 per cent

2. Time period – Platinum 75 days
Current rate – 5.50 per cent
Proposed rate – 5.60 per cent

3. Time period – Platinum 2250 days

Current rate – 6.20 per cent (Interest rate applicable under SBI WECARE scheme)
Proposed rate – 5.60 per cent

SBI special FD scheme for senior citizens SBI’s special FD for senior citizens
is known as We Care. Pays extra 30 bps interest to senior citizens on FDs of 5 years and above. If a senior citizen makes a fixed deposit under the special FD scheme, then the interest rate applicable on the FD will be 6.20 percent.

Latest FD rates for general public (SBI latest FD interest rates)


>> 7 days to 45 days – 2.9 percent
>> 46 days to 179 days – 3.9 percent
>> 180 days to 210 days – 4.4 percent
>> 211 days to one Less than years – 4.4%
>> From 1 year to less than 2 years – 5 percent
>> From 2 years to less than 3 years – 5.1 percent
>> From 3 years to less than 5 years – 5.3 percent
>> More than 5 years Up to 10 years – 5.4%

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