SIP Calculator: Mutual Fund SIP is one such way of investment, through which you can get equity-like returns even from regular small savings.
Mutual Fund SIP Calculator: Mutual Fund SIP is one such way of investment, through which you can get equity-like returns even from regular small savings. If you make a habit of investing your small savings every month, then you can easily build a corpus of lakhs of rupees in the next few years. If you do SIP by saving Rs 10,000 every month, then you can easily build a corpus of more than 50 lakhs in 15 years. There are many such schemes of mutual funds, which have given annual returns of 12 per cent or more in 15 years.
SIP Calculator: Monthly Rs 10,000 Investment Power
Suppose you save Rs 10,000 every month and you do SIP for it. Even if the annual return is 12 percent, then you can build a fund of more than Rs 50.45 lakh in 15 years. Maintaining SIP for long term gives the benefit of compounding.
If you have invested Rs 10,000 monthly in SIP for 15 years, then you will end up with an estimated wealth gain of around Rs 32.45 lakh lakh. Whereas your investment in this entire period will be only Rs 18 lakh. Thus, after 15 years of continuous SIP, you will have an estimated corpus of Rs 50,45,760 lakh.
SIP: Schemes giving returns of more than 12%
There are many such schemes of mutual funds, whose returns have been more than 12 percent in the last 15 years. For example, the 15-year annualized return of Nippon India ETF Bank BeES was more than 14 per cent. Similarly, the returns of Quantum Long Term Equity Value Fund have been more than 13 per cent in 15 years. (The performance information of these funds is based on value research.)
What do experts say?
AK Nigam, Director, BPN Fincap says that SIP is a systematic method of investment. There are many such funds in the long term, which have annual SIP returns of 12 per cent. In mutual funds, the investor does not face direct market risk. At the same time, the returns are also higher than the traditional product. However, there is a risk in this too. Therefore, an investor should make an investment decision after looking at his income, target and risk profile. In this, the specialty of SIP is that you can start investing with just Rs 100 per month. Through this, you can easily know and understand the investment habit, risk and the assessment of the return on it.
