Special FD Rates: Many banks have ended their special FDs with the start of the new financial year. However, there are still many banks whose special FDs are running or they have started special FDs.
Special FD Rates: Many banks have ended their special FDs with the start of the new financial year. However, there are still many banks whose special FDs are running or they have started special FDs. Let us know about 5 such banks in whose special FDs you can invest money and get up to 8.05 percent interest.
1- Indian Bank FD Scheme
Indian Bank has extended the last date of IND Supreme 300-day and IND Super 400-day special FDs. Now this FD will end on 30 June 2025. This FD scheme gives 8.05 percent interest to super senior citizens.
2- Punjab & Sind Bank Special FD
Punjab & Sind Bank has also extended its special FD till 30 June 2025. The bank has discontinued the 333 day and 555 day FD schemes, which used to get 7.2 percent and 7.45 percent interest. However, now investors can invest in 444 day, 777 day and 999 day FDs. 444 day FDs are getting 7.10 percent interest, while 777 day FDs are getting 6.50 percent interest. Apart from these, 999 day FDs are getting 6.35 percent interest. The current rates are applicable from April 1, 2025.
3- IDBI Bank Utsav FD scheme
IDBI Bank has discontinued 300 days and 375 days FD under the Utsav FD scheme, but you can still invest money in some special FDs. Customers are now being given 7.25 percent interest on 444 days FD. For senior citizens, this interest is 7.75 percent. On the other hand, super senior citizens will get 7.90 percent interest.
555 and 700 days FD
Similarly, customers will get 7.30 percent interest on 555 days FD of IDBI Bank. Senior citizens can get 7.80 percent and super senior citizens can get 7.95 percent interest. Apart from this, 7 percent interest is now being given on 700 days FD. Senior citizens can get 7.50 percent and super senior citizens can get 7.65 percent interest by investing for this period. The last date for all these FDs is 30 June 2025.
4- SBI Amrit Vrishti 444 days Special FD scheme
State Bank of India has restarted the Amrit Vrishti scheme. This scheme ended on 31 March 2025. Under the Amrit Vrishti scheme, people have to make FDs for a period of 444 days. This new scheme will come into effect from 15 April 2025. In this 444-day special FD scheme, people will get interest at the rate of 7.05 percent. Earlier it was 7.25 percent.
5- Canera Bank
Canara Bank is giving 7.25 percent interest on 444 days special FD. At the same time, senior citizens are being offered an interest of 7.75 percent.