Special FD Schemes: To promote investment in FD, the country’s leading government and private banks have started many schemes. Let us know about those schemes, how many days is their duration and how much interest is being received under them.
Special FD Schemes: There has been a continuous movement in the Indian stock market for the last several days, where it seemed that the Sensex would cross 1 lakh in the year 2025. At the same time, it has fallen to 75-76 thousand. The market is continuously declining. In such a situation, if you want a fixed return on your money. If you invest thinking that the money does not sink, then FD can be a good option for you. There are many banks in the country that have started many schemes to invest under FD. Let us tell you about those schemes.
The country’s banks such as SBI, IDBI Bank and Indian Bank have launched many schemes to increase investment in FD, in which banks are offering high interest rates. Let us tell you about those schemes.
Amrit Kalash and Amrit Varsha Scheme
State Bank of India has launched Amrit Kalash and Amrit Vrishti scheme with the aim of encouraging people to invest in FD. Under the Amrit Kalash scheme, the bank is offering 7.10 percent interest to the common man and 7.60 percent interest to senior citizens on FD of 400 days. At the same time, under Amrit Vrishti, the bank is giving 7.25 percent interest to the common man and 7.75 percent interest to senior citizens on FD of 444 days. Investment can be made in both these schemes till March 31, 2025.
Utsav Callable FD Scheme
Apart from SBI, IDBI Bank has also launched Utsav Callable FD Scheme to promote investment in FD. In this scheme, common citizens get 7.40% interest for a period of 555 days. At the same time, the bank is offering 7.90 percent interest for senior citizens. The last date to invest under this scheme is also 31 March 2025.
Indian Bank Schemes
To encourage people to invest in FDs, Indian Bank has also extended the date of investment in its FD schemes ‘IND Supreme 300 Days’ and ‘IND Super 400 Days’ schemes. Now you can invest under these schemes till 31 March 2025.
