New Delhi. If you want to give a gift to your daughter on the occasion of New Year then Sukanya Samridhi Yojna (SSY) is a good option. The government’s Sukanya Samriddhi Yojana not only gives you an opportunity to earn great returns, but you will also be assured of your daughter’s higher education, career and marriage. An account can be opened for a daughter below the age of 10 years under Sukanya Samriddhi Yojana.
What is Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a small savings scheme of the central government for daughters. Which has been launched under the Beti Bachao-Beti Padhao scheme. Sukanya is the best interest rate scheme in small savings scheme.
How to open Sukanya Samriddhi Yojana Account
The account under Sukanya Samriddhi Yojana can be opened after the birth of a girl child before the age of 10 years with a minimum deposit of Rs 250. Under Sukanya Samriddhi Yojana in the current fiscal year, you can deposit up to a maximum of 1.5 lakh rupees annually. At present, it is getting 7.6 percent interest. In this scheme, any person can open an account for his two daughters. At the age of 21, daughters can withdraw money from this account. In this scheme, the amount will double in 9 years 4 months.
Where will the Sukanya Samriddhi Yojana account be opened?
Account under Sukanya Samriddhi Yojana can be opened in any authorized branch of any post office or commercial branch.
Saving Rs 416 per day will make Rs 65 lakh like this
If you started investing in the year 2022 and your daughter’s age is 1 year. Now if you save Rs 416 a day, then you will have to invest Rs 12,500 in the month. If you deposit Rs 12,500 every month, you will have to invest Rs 1.5 lakh in a year. In the year 2043, when the daughter turns 21, the scheme will mature, at that time the total maturity amount will be Rs 6,500,000.
How long will this account continue
After opening the Sukanya Samriddhi Yojana account, it can be continued till the girl child attains the age of 21 years or till she gets married after the age of 18 years.
