Sukanya Samriddhi Yojana: We are going to tell you about one such government scheme for daughters named Sukanya Samriddhi Yojana SSY. Under Sukanya Samriddhi Yojana, any person or legal guardian going to the bank and post office for 10 years. Account can be opened for young daughters in which compound interest is available. Apart from this, tax is also exempted under 80 c on the amount deposited in this scheme.
New Delhi: In the olden days it used to be said that with the birth of a daughter, the father starts depositing money for her marriage, today it is not that time because nowadays there is a son or daughter, before marriage, she studied and then Her wedding. Every father should make his daughter capable of standing on her feet. The government also helps you to empower daughters and get them married.
We are going to tell you about one such government scheme for daughters, called Sukanya Samriddhi Yojana SSY. Under Sukanya Samriddhi Yojana, any person or legal guardian going to the bank and post office, daughters below 10 years. Account can be opened in which compound interest is received. Apart from this, tax is also exempted under 80 c on the amount deposited in this scheme. Let me tell you again that this scheme is for daughters and only daughters will get full benefit of it. A minimum of Rs 250 and a maximum of Rs 1.50 lakh can be deposited annually in Sukanya Samriddhi Yojana.
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In Sukanya Samriddhi Yojana, you will have to invest till the completion of 14 years from the day of opening of the account, but this account will be matured only after the completion of 21 years. After the completion of 14 years, the money will continue to be added to the account according to the fixed interest rate at that time for 21 years, and after the completion of 21 years, full money will be received.
Under Sukanya Samriddhi Yojana, if you invest 1 lakh rupees every year, then you will have to invest a total of 14 lakh rupees in 14 years. The government is currently paying 8.5 percent compound interest annually on this account. In such a situation, when the account is matured after 21 years, your investment will be around Rs 46 lakhs. On the other hand, if you deposit 1.50 lakh annually, then on the completion of 21 years of the daughter, you will get 70,23,219 rupees.
There is one more feature in this scheme. If your daughter turns 18 and needs money for studies or her marriage, then you can withdraw up to 50 percent of the deposit from that account. To take advantage of Sukanya Samriddhi Yojana, you can open this account at any of your nearest post offices. Apart from this, this account can also be opened in any private or public sector bank.
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