- Sukanya Samriddhi Yojana: For girls up to 10 years, investments can be made under Sukanya Samriddhi Yojana
- This scheme of post office helps the girl from her studies to her marriage.
new Delhi. In order to secure the future of girls, the government started the Sukanya Samriddhi Yojana (sukanya samriddhi yojana). Under the scheme being run for girls up to the age of 10 years, they are helped from their education to marriage. Parents can invest in this and get good amount collected. This scheme operated by the post office has become very popular in a very short time. But due to the lockdown, many parents have missed taking advantage of this for their daughters. In such a situation, the Central Government gave relief to them in the age limit for investment in the scheme. Under which the last date was changed from 30 June to 31 July. Millions of people have benefited from this. There will also be benefit of increased interest rate. So how to take advantage of the scheme and which documents are to be required at the time of application, know the process.
Which people benefited
Sukanya Samriddhi Yojana The government had extended its last date by giving relief to those who could not open accounts. Under this, only those people whose daughters were aged 10 years from 25 March to 30 June 2020. The last date for filling such forms was 31 July. For the current quarter, a 7.6 percent interest rate has been fixed for Sukanya Samriddhi Yojana.
Investment limit from Rs 250 to Rs 1.5 lakhs At
least Rs 250 can be invested annually in Sukanya Samriddhi Yojana. While its maximum limit is Rs 1.5 lakh. In this, tax exemption can be availed under Section 80C of Income Tax Act. In this scheme of post office, security is guaranteed by the government on 100% investment. The major advantage of this is that once your interest is fixed in it, interest will be received till the scheme matures accordingly. Under the scheme, the parents have to invest only for fourteen years. While the maturity period of the account is twenty one years.
How to apply To
open an account under Sukanya Samriddhi Yojana (Sukanya Samriddhi Account), you will have to take a form (Sukanya Samriddhi Yojana Registrasion Form) at the nearest post office. In this, you write your name and the child’s name. Fill in the other important information as well. After filling the form, submit a photocopy of your identity card, address proof, Aadhaar card and daughter’s name, birth certificate etc. along with it. If the information is found correct, you will be able to take advantage of this scheme. You keep depositing money in the account every month according to your convenience.
According to the current rate of interest of Rs 64 lakhs on maturity, the total amount will be Rs 22,50,000 if you deposit Rs 1.5 lakhs for 15 years every financial year. Interest on this will be Rs 41,36,543. Since this account will be matured after the completion of 21 years, in such a situation, interest will be paid on the amount deposited on account. This amount will increase to around 64 lakh rupees with interest for 21 years. You will get such a huge amount at the time of its maturity. In this plan, you can withdraw up to 50 percent before maturity. Its provisions are different. For detailed information, you can contact the nearest post office.
