Sukanya Samriddhi Yojana: This scheme is opened for daughters and any citizen of his country can invest in this scheme for his daughter aged 10 years or less. Under Sukanya Samriddhi Yojana, anyone can deposit at least ₹ 250 annually.
Sukanya Samriddhi Yojana: People are looking for alternative ways of investment in modern times. In such a situation, the number of investors in the stock market has increased rapidly. People are looking at the stock market as an alternative way instead of investing in Bank FD and Government Scheme. However, investing in government schemes gives you many benefits. Today we are going to tell you about one such government scheme, where you will get the benefit of more amount along with tax benefits.
This scheme is opened for daughters and any citizen of his country can invest in this scheme for his daughter aged 10 years or less. Under Sukanya Samriddhi Yojana, anyone can deposit a minimum of ₹250 annually. Whereas a maximum of 1.5 lakh rupees can be deposited.
The biggest feature of Sukanya Samriddhi Yojana is that among the government schemes running across the country today, it is one of the highest interest paying schemes, whose account holders are given interest at the rate of 8.2 percent every year. In such a situation, by investing a certain amount for a few years, your daughter can become the owner of more than 71 lakhs. Let’s know the complete details.
What is Kanya Sukanya Yojana?
Under this scheme started by the central government, any Indian citizen can start this scheme in the name of his daughter. This scheme can be opened in any branch of the post office. Under this scheme, you can invest for a total of 15 years, after that the full amount will be given on maturity as soon as 21 years are completed.
Special rules related to this scheme
The government revises the interest given on Sukanya Samriddhi Yojana account every quarter. The increase or decrease in interest affects the amount received on maturity.
The investment amount in SSY account should be deposited before 5th April every year, so that the daughter can get maximum interest.
If your daughter is more than 0 years old at the time of opening the account, then your daughter will get the maturity amount when the account completes 21 years, not when the daughter turns 21.
How will you get Rs 71 lakh?
Under this scheme, you can deposit Rs 1.5 lakh annually for 15 years, on which you will be given maximum benefit. In SSA too, the opportunity to get maximum interest will be available only when you deposit this amount in the account before 5th April every financial year. On depositing this amount for 15 years, the total deposit will be ₹ 22,50,000. On maturity, you will get Rs 71,82,119. The total amount received from interest will be Rs 49,32,119. This amount received on maturity will be completely tax free.
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