New Delhi. There is good news for the unorganized sector persons. The government has launched pm Shram Yogi Mandhan Yojana for unorganized sector workers. It provides for pension for households working workers like med, driver, plumbers etc. Agricultural labourers have also been kept under its ambit. Under the scheme, such workers will get a pension of at least three thousand rupees every month after completion of the age of 60 years. If they die while getting pension, 50 per cent of the money will be given to their spouse as pension.
The scheme has to contribute Rs. 55 to Rs. 200 per month at different ages. If you join the scheme at the age of 18, you will have to pay Rs. 55 per month. The 30-year-old will have to pay Rs 100 and 40 years to Rs 200. You will need an IFS cord of your savings bank account or Jan Dhan account to register in this scheme. Also you should have Aadhaar card and a valid mobile number.
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You can also register the name of the nominee while opening the account. You’ll get to know your monthly contributions as soon as your detail is recorded in the computer. The initial contribution will then have to be in the cache. After opening the account you will get the Labour Yogi card. The LIC branch can also be applied to the State Employees Insurance Corporation (ESIC), EPFO or the Labour office of the central and state government. In some states, the Labour Department itself is running registration campaigns.
Persons working in the organized sector or employees ‘ Provident Fund (EPFO), National Pension Scheme (NPS) or state Employees Insurance Corporation (ESIC) members or those paying income tax cannot avail the benefit of the scheme. You can take the information of the scheme on 1800 267 6888 toll free number.
The scheme can register people whose income is less than fifteen thousand rupees. People aged 18 to 40 years can register for the Pradhan Mantri Shram Yogi Mandhan Yojana.
To register for the scheme, you will have to visit the employees ‘ Provident Fund Organisation (EPFO) website to find out the nearest common service centre i.e. CSC. Thereafter, the Aadhaar card and savings account or Jan Dhan account will have to be informed with the IFSC code. Can show passbook, checkbook or bank statement as proof.
