Top Travel Credit Cards: If you are fond of travelling, then travel credit card is very useful for you. These cards give people the opportunity to earn rewards and save money on flight booking. Apart from this, you can also save money on complimentary lounge access, hotel stay, membership, forex markup fees etc. Here is a list of top-5 credit cards that will improve your travel experience in India and abroad this season.
With the arrival of summer holidays, people plan to travel with their families, but sometimes the budget can get a little messed up due to trip planning. In such times, Travel Credit Cards can help you. If you are fond of travelling, then this travel credit card is very useful for you. These cards give people the opportunity to earn rewards and save money on flight booking. Apart from this, you can also save money on complimentary lounge access, hotel stay, membership, forex markup fees etc.
Here is a list of top-5 credit cards that will improve your travel experience in India and abroad this season. Mastercard has compiled the best credit cards taking into account travel rewards, hotel memberships, complimentary lounge access, dining discounts and low forex markup fees.
Axis Miles & More World Credit Card
Axis Miles & More World Credit Card offers unlimited miles on your spend and the miles do not expire. Users can redeem Miles in a number of ways, including booking flight tickets with airline partners, upgrading existing flight tickets, offers on hotel bookings and shopping at partner stores or online. It offers complimentary Priority Pass and 4 complimentary lounge access per quarter. Credit cardholders can avail 40% discount (up to Rs 1,000) at partner restaurants. There is a 3.5 percent forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 3,500.
HDFC Infinia Credit Card
The HDFC Infinia Credit Card offers unlimited airport lounge access worldwide with complimentary Priority Pass. Cardholders get up to 15 percent discount at more than 3,000 restaurants and 20 percent discount at Marriott hotels. Users get an insurance cover of Rs 3 crore and medical insurance of Rs 50 lakh on air travel. It gives cardholders the opportunity to earn 10X rewards on travel and shopping spends on SmartBuy. There is a 2% forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 10,000.
ICICI Emeralde Private Metal Card
ICICI Emerald Private Metal Card offers unlimited lounge access at international and domestic airports along with Priority Pass membership along with comprehensive travel insurance coverage. There is no cancellation charge on travel bookings made through this credit card. There is a 2% forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 12,499. However, if you spend more than Rs 10 lakh through this card in a year, the fees are reversed.
Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card offers unlimited complimentary airport lounge access globally along with concierge services. It offers 15 percent discount at The Oberoi Hotels & Resorts and Trident Hotels in India. Apart from this, it offers 40 percent discount in about 4,000 restaurants across the country. There is a 2% forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 12,500. However, if you spend more than Rs 25 lakh through this card in a year, the annual fee is waived.
HSBC Premier Credit Card
The HSBC Premier Credit Card offers unlimited free access to domestic and international lounges and concierge services. Users get Epicure Membership at Taj Hotels and Taj Experience Gift Card worth Rs 12,000 on activation of the card. This card allows you to convert reward points into airmiles on more than 20 domestic and international airlines. There is a 0.99 percent forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 20,000.
Also Read-
