Under Pradhan Mantri Jan Dhan Yojana (PMJDY), customers are given many facilities (Features of Pradhan Mantri Jan Dhan Yojana) in accounts opened. Let us tell you today what are the attractive features available with this account.
new Delhi.Pradhan Mantri Jan Dhan Yojana is considered one of the very special and important schemes of PM Modi. Under this scheme, the account of the poor of the country is opened for free. Recently, the Department of Financial Services (DFS) under the Ministry of Finance has informed through a tweet that the amount deposited in the bank accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) reached more than Rs 1.30 lakh crore. And the total number of accounts has crossed 40 crores. But if you have not opened this account yet, then you are not able to take advantage of many facilities. Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), customers are given many facilities in accounts opened. Let us tell you today what are the attractive features available with this account. But keep in mind that only those people whose account will be linked to Aadhaar will get the benefit of these facilities.
Advantages of this account:
>> Jan Dhan account is opened for free and there is no minimum balance to be kept in it.
>> Overdraft facility is available after 6 months.
>> Accidental insurance cover up to Rs 2 lakh.
>> Life cover up to Rs 30,000, which is available on the eligibility conditions on the death of the beneficiary.
>> Interest is available on deposits.
>> Free mobile banking facility is also provided with the account.
>> Rupees debit card is given to the person opening the Jan Dhan account, from which he can withdraw money from the account or make a purchase.
>> It is easy to buy insurance, pension products through Jan Dhan account.
>> If there is a Jan Dhan account, then accounts will be opened for pension in schemes like PM Kisan and Shramayogi Maandhan.
>> Money transfer facility is provided throughout the country.
>> Money directly comes in the benefits of government schemes.
Now we have given you the benefits of Jan Dhan account, so now you tell us how to open an account ..
You will have to do this to open a new account,
if you want to open your new Jan Dhan account then go to the nearest bank and do this work easily Can. For this, you have to fill a form in the bank. In it, name, mobile number, bank branch name, applicant’s address, nominee, business / employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc. have to be given.
How to make old account Jan Dhan account
If you have an old bank account, it is easy to convert it into a Jan Dhan account. For this, you have to go to the bank branch and apply for RuPay card, and after filling a form, your bank account will be transferred to Jan Dhan Yojana.
These documents should be required documents
Aadhaar card or passport or driving license or PAN card, Voter card, NREGA job card, letter issued by authorization, with name, address and Aadhaar number, letter issued by the gazetted officer on which the account opening photo Was engaged
