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Union Bank of India Fixed Deposit Rates: Union Bank of India has shocked its crores of customers. After RBI reduced the repo rate, the bank has reduced its FD rates. UBI Bank has reduced the interest on FD by 0.25 percent. These new rates of the bank have come into effect from 25 April 2025
Union Bank of India Fixed Deposit Rates : Union Bank of India has shocked its crores of customers. After RBI reduced the repo rate, the bank has reduced its FD rates. UBI Bank has reduced the interest on FD by 0.25 percent. These new rates of the bank have come into effect from April 25, 2025.
Senior citizens are getting more interest
Senior citizens are getting an extra interest of 0.50% over and above the normal rates. The bank is paying 0.75% more interest for super senior citizens. Union Bank of India is offering an interest rate of 3.5% to the general public on FDs maturing in seven to 45 days. FDs maturing in 46 days to 90 days are now getting an interest rate of 4.50%.
Union Bank of India FD interest rates – For FDs up to Rs.3 crore
| Period | Rates in percentage per annum (%) |
| On FDs less than Rs 3 crore | |
| 7-14 days | 3.50 |
| 15-30 days | 3.50 |
| 31-45 days | 3.50 |
| 46-90 days | 4.50 |
| 91-120 days | 4.80 |
| 121-180 days | 5.00 |
| 181 days to < 1 year | 6.25 |
| 400 days | 6.90 |
| 1 year | 6.75 |
| >1 year to 398 days | 6.75 |
| 399 days | 6.75 |
| 401 days and up to 455 days | 6.60 |
| 456 days | 7.15 |
| 447 years to 2 years | 6.60 |
| > 2 years to 996 days | 6.60 |
| 997 days | 6.40 |
| >998 days to less than 3 years (excluding 999 days at 6.40) | 6.60 |
| 3 year | 6.70 |
| > 3 years to 5 years | 6.50 |
| >5 years to 10 years | 6.50 |
